housepicks Posted February 9, 2019 Report Share Posted February 9, 2019 Capital One Savor Pay for root canal and they will give you $500 to spend on a shrink. Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 10, 2019 Report Share Posted February 10, 2019 Capital One Savor Thanks for the tip. Just applied and one is on the way. Gonna pick up my free 5 hundo and then move on to the next one. Quote Link to comment Share on other sites More sharing options...
ERBtheGREAT Posted February 10, 2019 Report Share Posted February 10, 2019 AMEX has barred me from bonuses. Chase, Capital One, Barclays, BOA, Citi no longer approve me for cards for grabbing too many bonuses over the last 2 yearsChase declined my card for the 500 dollar bonus. 820 credit score but they said too many cards in the last two years. They said to wait and apply and I would get accepted. Quote Link to comment Share on other sites More sharing options...
milwaukee mike Posted February 10, 2019 Report Share Posted February 10, 2019 2016 Nissan Rouge a rouge? Quote Link to comment Share on other sites More sharing options...
Deemer Posted February 10, 2019 Report Share Posted February 10, 2019 Thanks for the tip. Just applied and one is on the way. Gonna pick up my free 5 hundo and then move on to the next one.Look a couple pages back, unreal no love for deem Quote Link to comment Share on other sites More sharing options...
MadTiger Posted February 10, 2019 Report Share Posted February 10, 2019 Chase declined my card for the 500 dollar bonus. 820 credit score but they said too many cards in the last two years. They said to wait and apply and I would get accepted. They have a 5/24 rule, of which you ran afoul: https://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/ Quote Link to comment Share on other sites More sharing options...
WVU Posted February 10, 2019 Report Share Posted February 10, 2019 They have a 5/24 rule, of which you ran afoul: https://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/you can time this 524 rule to a T Quote Link to comment Share on other sites More sharing options...
mikeman Posted February 10, 2019 Report Share Posted February 10, 2019 I recall being turned down for a Chase branded card( I think it was marathon gas stations) with the reason being "anticipated costs exceed expected profit", which apparently means they caught on to the fact i'd never paid them a dime in interest, while maximizing my bonus/rewards. I thought, wow, they're finally wising up? Quote Link to comment Share on other sites More sharing options...
milwaukee mike Posted February 10, 2019 Report Share Posted February 10, 2019 I recall being turned down for a Chase branded card( I think it was marathon gas stations) with the reason being "anticipated costs exceed expected profit", which apparently means they caught on to the fact i'd never paid them a dime in interest, while maximizing my bonus/rewards. I thought, wow, they're finally wising up? even without interest these guys are making tons of money in processing fees... but if you play the games and get the bonuses, then quit using the card they lose a bit $3000 in charges, they get about $60 and give away $500... just like a sportsbook, they are hoping you keep playing Quote Link to comment Share on other sites More sharing options...
mikeman Posted February 10, 2019 Report Share Posted February 10, 2019 even without interest these guys are making tons of money in processing fees... but if you play the games and get the bonuses, then quit using the card they lose a bit $3000 in charges, they get about $60 and give away $500... just like a sportsbook, they are hoping you keep playingBasically i never give them anything, each category is maximized - so this qtr chase is giving 5% on gas while getting maybe 2.5% in fee's , they're losing money. next qtr I'll stop using their card for gas(I'll start using my BOA card and get 3% from them). I still have 4 chase cards, they just didn't want to give me another for obvious reasons. Quote Link to comment Share on other sites More sharing options...
Teddy kgb Posted February 10, 2019 Author Report Share Posted February 10, 2019 I can't get approved for shit.....fvcking spending 4k next month and going to miss out on free money... Quote Link to comment Share on other sites More sharing options...
Dingo Posted February 10, 2019 Report Share Posted February 10, 2019 I can't get approved for shit.....fvcking spending 4k next month and going to miss out on free money...Have you tried in your wife’s name? Quote Link to comment Share on other sites More sharing options...
Teddy kgb Posted February 10, 2019 Author Report Share Posted February 10, 2019 Have you tried in your wife’s name? No because she has bad credit....but it';s worth a try Quote Link to comment Share on other sites More sharing options...
bookbraker Posted February 10, 2019 Report Share Posted February 10, 2019 Scary to think someone in your household has worse credit than you Teddi. Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 10, 2019 Report Share Posted February 10, 2019 Look a couple pages back, unreal no love for deem Apologies to Deem Team. Thanks for the tip, pal. Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 10, 2019 Report Share Posted February 10, 2019 I recall being turned down for a Chase branded card( I think it was marathon gas stations) with the reason being "anticipated costs exceed expected profit", which apparently means they caught on to the fact i'd never paid them a dime in interest, while maximizing my bonus/rewards. I thought, wow, they're finally wising up? Ive never paid one dime of interest on any credit card. Ever. It pays to be a responsible adult. Quote Link to comment Share on other sites More sharing options...
milwaukee mike Posted February 10, 2019 Report Share Posted February 10, 2019 Ive never paid one dime of interest on any credit card. Ever. It pays to be a responsible adult. i have paid interest in the past on a credit card, but that's because back in the early 1990s interest rates were a lot higher, and i used those credit card checks for 1.9% Quote Link to comment Share on other sites More sharing options...
Deemer Posted February 10, 2019 Report Share Posted February 10, 2019 Currently attacking savor Quote Link to comment Share on other sites More sharing options...
mikeman Posted February 10, 2019 Report Share Posted February 10, 2019 i have paid interest in the past on a credit card, but that's because back in the early 1990s interest rates were a lot higher, and i used those credit card checks for 1.9%Me too, i've never paid a penny of real interest, but back in the late 90's through about 2008 i was doing the cash advance thing bigtime, At one time I had over 70K borrowed on my cards at either 0 or the 1.9% you mentioned, Back then you could still make 5 or 6% sitting in cash, so i was making a couple hundred a month off the scam. I figured the credit card co's were paying my phone, cable, and garbage bills with more to spare. I miss those days. Quote Link to comment Share on other sites More sharing options...
The X Posted February 10, 2019 Report Share Posted February 10, 2019 Got Uber and Amex Everyday this past year. So far so good. Need to use them more to take full advantage. Quote Link to comment Share on other sites More sharing options...
Teddy kgb Posted February 17, 2019 Author Report Share Posted February 17, 2019 Just got back from home depot, I was getting a ceiling fan and some other lighting.....cashier tell me if I sign up for their cc and get approved she'll take $30 off the bill and if my wife doe the same it doubles to $60 Took less then 5min and we were both approved.....saved $60 jut like that....no annual fee, pay it off 1st bill and cut it up I love free money.. Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 17, 2019 Report Share Posted February 17, 2019 Took less then 5min and we were both approved.....saved $60 jut like that....no annual fee, pay it off 1st bill and cut it up I love free money.. Hmmmm... Some people don't sweat $58.... Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 27, 2019 Report Share Posted February 27, 2019 Thanks for the tip. Just applied and one is on the way. Gonna pick up my free 5 hundo and then move on to the next one.And in less than three weeks since applying for the card, $534 free American dollars are on the way. Quote Link to comment Share on other sites More sharing options...
mikeman Posted February 27, 2019 Report Share Posted February 27, 2019 And in less than three weeks since applying for the card, $534 free American dollars are on the way. Well done, I could never run up that kind of bill however. Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 27, 2019 Report Share Posted February 27, 2019 Well done, I could never run up that kind of bill however. Long story, but these particular purchases were not for us and we get reimbursed for them within the week with cash. This card was only in my name. We got another one in my wife's name and did the exact same thing. Over a free $1k for doing absolutely nothing. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.