Boatboatboat Posted December 8, 2023 Report Share Posted December 8, 2023 Buy an ocean front house in clearwater florida. What do you wish you could afford? Quote Link to comment Share on other sites More sharing options...
mikeman Posted December 8, 2023 Report Share Posted December 8, 2023 How much would a house like that cost? Quote Link to comment Share on other sites More sharing options...
Boatboatboat Posted December 8, 2023 Author Report Share Posted December 8, 2023 4-5 mill. Quote Link to comment Share on other sites More sharing options...
Boatboatboat Posted December 8, 2023 Author Report Share Posted December 8, 2023 I couldn't afford the taxes or the 50k a year insurance. Quote Link to comment Share on other sites More sharing options...
mikeman Posted December 8, 2023 Report Share Posted December 8, 2023 3 minutes ago, Boatboatboat said: 4-5 mill. Maybe not clearwater beach then, go up or down the coast a bit. the problem with that hurricane ins is you kinda need it, taking a big chance if you dont. Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted December 8, 2023 Report Share Posted December 8, 2023 Naples FL is a gem. Quote Link to comment Share on other sites More sharing options...
trytrytry Posted December 8, 2023 Report Share Posted December 8, 2023 boat to prove this is you do a bowl contest and give away a silver dollar coin. Quote Link to comment Share on other sites More sharing options...
Boatboatboat Posted December 8, 2023 Author Report Share Posted December 8, 2023 It's me cuz Quote Link to comment Share on other sites More sharing options...
Boatboatboat Posted December 8, 2023 Author Report Share Posted December 8, 2023 7 minutes ago, mikeman said: Maybe not clearwater beach then, go up or down the coast a bit. the problem with that hurricane ins is you kinda need it, taking a big chance if The flood insurance part is mandatory as I understand it. Quote Link to comment Share on other sites More sharing options...
mikeman Posted December 8, 2023 Report Share Posted December 8, 2023 3 minutes ago, Boatboatboat said: The flood insurance part is mandatory as I understand it. No need to be right on the ocean IMO. Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted December 8, 2023 Report Share Posted December 8, 2023 21 minutes ago, Boatboatboat said: The flood insurance part is mandatory as I understand it. Only if you have a mortgage. Quote Link to comment Share on other sites More sharing options...
WVU Posted December 8, 2023 Report Share Posted December 8, 2023 I wish I could afford to retire Quote Link to comment Share on other sites More sharing options...
mikeman Posted December 8, 2023 Report Share Posted December 8, 2023 6 minutes ago, Jimmy Hoffa said: Only if you have a mortgage. Boat is straight cash Homey. Quote Link to comment Share on other sites More sharing options...
joeybagadonuts Posted December 8, 2023 Report Share Posted December 8, 2023 10 minutes ago, WVU said: I wish I could afford to retire +1 Quote Link to comment Share on other sites More sharing options...
El Chapo2017 Posted December 8, 2023 Report Share Posted December 8, 2023 As far as FL Real Estate? Indian Creek Island or GTFO! Quote Link to comment Share on other sites More sharing options...
WVU Posted December 8, 2023 Report Share Posted December 8, 2023 2 minutes ago, El Chapo2017 said: As far as FL Real Estate? Indian Creek Island or GTFO! For 2 years I lived 500 feet across the bay from there. Poster Tom Brady#1 has a place there. 🏈 Quote Link to comment Share on other sites More sharing options...
Boatboatboat Posted December 8, 2023 Author Report Share Posted December 8, 2023 34 minutes ago, Jimmy Hoffa said: Only if you have a mortgage. Incorrect when in a flood plane. It's federally mandiated. If no mortgage you don't need any other type of homeowner coverage, but the flood insurance isn't an option. Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted December 8, 2023 Report Share Posted December 8, 2023 5 minutes ago, Boatboatboat said: Incorrect when in a flood plane. It's federally mandiated. If no mortgage you don't need any other type of homeowner coverage, but the flood insurance isn't an option. Is this since Katrina? Quote Link to comment Share on other sites More sharing options...
Boatboatboat Posted December 8, 2023 Author Report Share Posted December 8, 2023 No idea when it came into effect. But that seems very likely. Quote Link to comment Share on other sites More sharing options...
WVU Posted December 8, 2023 Report Share Posted December 8, 2023 12 minutes ago, Boatboatboat said: Incorrect when in a flood plane. It's federally mandiated. If no mortgage you don't need any other type of homeowner coverage, but the flood insurance isn't an option. You are incorrect, sir. It isn’t required if you don’t have a note. Not in Florida. You have a right to self insure. Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted December 8, 2023 Report Share Posted December 8, 2023 100s of zero mortgage homes that were uninsured were lost during that storm. Quote Link to comment Share on other sites More sharing options...
mikeman Posted December 8, 2023 Report Share Posted December 8, 2023 16 minutes ago, Boatboatboat said: Incorrect when in a flood plane. It's federally mandiated. If no mortgage you don't need any other type of homeowner coverage, but the flood insurance isn't an option. Is this only on a hurricane floodplain, there's many areas of MN in a flood plain and flood ins is available, but you dont have to and very few people buy it. Quote Link to comment Share on other sites More sharing options...
WVU Posted December 8, 2023 Report Share Posted December 8, 2023 Just now, Jimmy Hoffa said: 100s of zero mortgage homes that were uninsured were lost during that storm. Many got a bailout anyway, including my sister. Quote Link to comment Share on other sites More sharing options...
mikeman Posted December 8, 2023 Report Share Posted December 8, 2023 1 minute ago, WVU said: Many got a bailout anyway, including my sister. What % did they recover typically? Quote Link to comment Share on other sites More sharing options...
WVU Posted December 8, 2023 Report Share Posted December 8, 2023 Insurance is a state thing, boat. Feds can’t mandate insurance. What they can and do is mandate who lives in the 1% plain and how much insurance companies can charge to insure it. Quote Link to comment Share on other sites More sharing options...
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