WVU Posted February 28, 2019 Report Share Posted February 28, 2019 City rewards card rounds up to the nearest 10 points on every purchase. This means you get 10 points for a single dollar purchase instead of 1 point. There is no cap on the amount of purchases rounded up. This is very abusable. Let's hear some ideas. Quote Link to comment Share on other sites More sharing options...
D-Hustle Posted February 28, 2019 Report Share Posted February 28, 2019 I need a link Quote Link to comment Share on other sites More sharing options...
Brock Landers Posted February 28, 2019 Report Share Posted February 28, 2019 WVU If it would make sense to run it thru square, I could process 10k in charges if interested. There is a % fee, which would make it debatable weather it's worth going that route... Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 https://citicards.citi.com/usc/LPACA/Citi/Rewards/RewardsPlus/PS_A/index.html?m=1SMS111111W&cmp=KNC~01~110901~CRDACQXX~MSN&gclid=CNeY2svA3-ACFfOOxQIdA8oL_Q&gclsrc=ds&BT_TX=1&ProspectID=138BF88305634B5E8A38D4A425F4B8EC Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 WVUIf it would make sense to run it thru square, I could process 10k in charges if interested.There is a % fee, which would make it debatable weather it's worth going that route...Can you process 100,000 $1 charges and would they earn points? Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 City rewards card rounds up to the nearest 10 points on every purchase. This means you get 10 points for a single dollar purchase instead of 1 point. There is no cap on the amount of purchases rounded up.This is very abusable. Let's hear some ideas.Who is going to let you make a $1 charge on a credit Card? Maybe I’m not following. How much would you get for for two dollar purchase? Is 10 points the minimum? Quote Link to comment Share on other sites More sharing options...
MadTiger Posted February 28, 2019 Report Share Posted February 28, 2019 Amazon.com gift card balance reload. The minimum might be less than a dollar. I don't remember. It will take a while before Citi cut you off. Quote Link to comment Share on other sites More sharing options...
Brock Landers Posted February 28, 2019 Report Share Posted February 28, 2019 Can you process 100,000 $1 charges and would they earn points?umm LOL I kind of doubt that Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 So according to the above in the second little area it says you will earn one point per dollar spent, but then it says it rounds up to 10, so you really earn ten for one? What is the reward point schedule? These usually look fairly straightforward to me, but this one is confusing imo. Quote Link to comment Share on other sites More sharing options...
D-Hustle Posted February 28, 2019 Report Share Posted February 28, 2019 get $1 worth of gas multiple times until you fill up Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 Who is going to let you make a $1 charge on a credit Card? Maybe I’m not following. How much would you get for for two dollar purchase? Is 10 points the minimum?Why couldn't you charge a $1 purchase? $2 purchases earn the same 10 points, but a 10% free bonus is better than 5 Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 So according to the above in the second little area it says you will earn one point per dollar spent, but then it says it rounds up to 10, so you really earn ten for one? What is the reward point schedule? These usually look fairly straightforward to me, but this one is confusing imo.You get 15,000 points bonus when you spend 1000 in 3 months Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 Why couldn't you charge a $1 purchase? $2 purchases earn the same 10 points, but a 10% free bonus is better than 5I read the further and got the concepts. I don’t know I thought most places had a minimum purchase amount to use a credit card. I’m just trying to think if I’ve ever bought anything on a credit card for a dollar. Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 28, 2019 Report Share Posted February 28, 2019 Who is going to let you make a $1 charge on a credit Card? Self checkout machines at places like Kroger or Walmart. A zillion places outside of small business. Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 You get 15,000 points bonus when you spend 1000 in 3 monthsI meant how do they translate to cash/guftcard etc. Some that I have had things costing more points than others for similar things although they accrue at the same rate. It looks like you can get cashback on this though at the rate of 1% so certainly you seem to be right about definite EV situation. Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 https://www.finder.com.au/how-to-get-around-minimum-purchase-amount-requirements-to-pay-via-credit-card Getting around minimum purchase article Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 I meant how do they translate to cash/guftcard etc. Some that I have had things costing more points than others for similar things although they accrue at the same rate. It looks like you can get cashback on this though at the rate of 1% so certainly you seem to be right about definite EV situation.You can turn points into statement credit and then get a check for the surplus Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 You can turn points into statement credit and then get a check for the surplusCool. Chase does that too but they will directly deposit into your bank account. That’s nice. Hey I ran across a house you should buy, fix up and sell. Or who is the flipper here? It’s in Cincinnati. Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 Cool. Chase does that too but they will directly deposit into your bank account. That’s nice. Hey I ran across a house you should buy, fix up and sell. Or who is the flipper here? It’s in Cincinnati.I flipped a few but am out of the game. I'm always looking for cheap land though Quote Link to comment Share on other sites More sharing options...
IAG Posted February 28, 2019 Report Share Posted February 28, 2019 I flipped a few but am out of the game. I'm always looking for cheap land thoughDon’t mean to hijack, but if you have some time sometime maybe you (or anyone) can still give me your opinion on this. There is obviously work to be done. My friend lives a couple blocks from here and wants us to buy and open a bookstore/café/ type thing in there. It’s weird though.... there is a mother-in-law suite type thing on the top floor but no picture of the kitchen downstairs. It’s like somebody wanted to update from top down and ran out of money. Price history is weird. If you do, Watch the virtual tour..not the photo gallery ...shows the sunroom better. https://www.oldhousedreams.com/2019/02/25/1911-tudor-revival-cincinnati-oh/ Quote Link to comment Share on other sites More sharing options...
WVU Posted February 28, 2019 Author Report Share Posted February 28, 2019 Don’t mean to hijack, but if you have some time sometime maybe you (or anyone) can still give me your opinion on this. There is obviously work to be done. My friend lives a couple blocks from here and wants us to buy and open a bookstore/café/ type thing in there. It’s weird though.... there is a mother-in-law suite type thing on the top floor but no picture of the kitchen downstairs. It’s like somebody wanted to update from top down and ran out of money. Price history is weird. If you do, Watch the virtual tour..not the photo gallery ...shows the sunroom better.https://www.oldhousedreams.com/2019/02/25/1911-tudor-revival-cincinnati-oh/Wow, I love the house. Historical registry scares me though. Let me look at this more. Beautiful exterior. Love this place!! Quote Link to comment Share on other sites More sharing options...
Sol Aristatel Posted February 28, 2019 Report Share Posted February 28, 2019 Very interesting house. It's all about location. If that house is in SF it's worth 3-5 million. As it sits, my house in AZ is worth more. Quote Link to comment Share on other sites More sharing options...
mikeman Posted February 28, 2019 Report Share Posted February 28, 2019 Why couldn't you charge a $1 purchase? $2 purchases earn the same 10 points, but a 10% free bonus is better than 5I rented a movie at redbox today, used a $1.50 discount code so the credit card charge will be about 27 cents. Quote Link to comment Share on other sites More sharing options...
BeefyBets Posted February 28, 2019 Report Share Posted February 28, 2019 itunes 1.29 a song. seconds to buy Quote Link to comment Share on other sites More sharing options...
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