FairWarning Posted June 27, 2016 Report Share Posted June 27, 2016 Do you drive your car 100,000 miles a year to and from work? No insurance company will insure you if you drive for uber. Uber tells you to lie to your insurance company about it. Good luck if you get in an accident.Of course they will insure someone who drives a lot. How do independent truckers get insured? Of course it's at a higher rate, and you must declare it. The lease deal with miles, I agree with you on. Quote Link to comment Share on other sites More sharing options...
sleepy Posted June 27, 2016 Report Share Posted June 27, 2016 Do you drive your car 100,000 miles a year to and from work? No insurance company will insure you if you drive for uber. Uber tells you to lie to your insurance company about it. Good luck if you get in an accident. guy is paying at least 2k a year in insurance alone with that awful driving record. good thing for him his live wagers are winning. Quote Link to comment Share on other sites More sharing options...
Balco Posted June 27, 2016 Report Share Posted June 27, 2016 Good luck getting a lease with unlimited miles.You turn it in before you reach max miles. Quote Link to comment Share on other sites More sharing options...
FairWarning Posted June 27, 2016 Report Share Posted June 27, 2016 FW, there is no need to say ANYTHING to your insurance On Rides with passengers, their James River full coverage covers everyone, after that, its business as usual with your carSince Uber is covering it, then no. I know in Michigan, rates are partially determined by the miles driven to work. We have the highest insurance in the nation. Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 You turn it in before you reach max miles.And pay a penalty just like the penalty for exceeding allowable mileage Quote Link to comment Share on other sites More sharing options...
KingRevolver Posted June 27, 2016 Report Share Posted June 27, 2016 And the Non heterosexual person here keep deleting pertinent postsQuit crying like a bitch all the time. Be a fuckin' man for once in your SHORT life. The posts in this thread can stay since you're the Taxi driving expert. Quote Link to comment Share on other sites More sharing options...
sleepy Posted June 27, 2016 Report Share Posted June 27, 2016 Not even close you know it all fuck Drivers with a credit of 620 or lower may find themselves up against unusually high auto insurance coverage rates. For auto insurers, the 620 mark represents a cutoff point that indicates drivers have a number of non-payments or late payments on their credit record. In effect, these entries give insurers an idea of how financially responsible a driver is. plus you drive massive miles, have full coverage and a shitty driving record probably closer to 3k per year Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 FW, there is no need to say ANYTHING to your insurance On Rides with passengers, their James River full coverage covers everyone, after that, its business as usual with your car"Consider this insurance horror story: Someone pulls up an app on their phone, types in the address of where they need to go, and orders your car. You turn around and drive to pick them up. While you’re driving, you look over to your phone to make sure you’re still heading in the right direction. While you’re looking the other way, you hit a car. It’s not a big accident (luckily), but it’s bad enough that the other driver calls the police (and you have to cancel your pick-up). The police get there, they take down all of your info, including the fact that you were driving for a company called “Uber.” You submit your claim to your auto insurance company and go about your life. A few days later, your insurance company calls you. Unfortunately, your claim has been denied because you were performing a business activity. You’re now on the hook not only for your own car repairs, but the other driver’s, too. Oh, and by the way: your car insurance policy has been canceled. You contact Uber to see if their insurance policy is going to cover the damages. Nope, says the woman on the other end of the phone. Since you didn’t have a passenger in the car, they’re not liable. Consider yourself lucky you didn’t hurt anyone." Quote Link to comment Share on other sites More sharing options...
Cop Posted June 27, 2016 Report Share Posted June 27, 2016 So to and from picking a passenger up..,...uber doesn't insure or pay you? Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 WTF? I said ONCE you have a passenger...not prior to or after. That "story" is invalidI know what you said and was merely pointing out that there are scenarios where you have no protection or insurance as an uber driver. Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 So to and from picking a passenger up..,...uber doesn't insure or pay you?They definitely don't insure their drivers when there are no passengers in the vehicle. Quote Link to comment Share on other sites More sharing options...
FairWarning Posted June 27, 2016 Report Share Posted June 27, 2016 So to and from picking a passenger up..,...uber doesn't insure or pay you?It seems like they should insure the driver if they are on the way to picking up a passenger. Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 No, thats not true Any time you do not have a passenger, you are covered as you normally are. End of storyI would bet that your insurance company will not agree with your statement - if they know the truth. Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 It seems like they should insure the driver if they are on the way to picking up a passenger.Why would they want that liability when there is no benefit to them to do so? Quote Link to comment Share on other sites More sharing options...
sleepy Posted June 27, 2016 Report Share Posted June 27, 2016 So to and from picking a passenger up..,...uber doesn't insure or pay you? what a shitty job i would rather clean shitters Quote Link to comment Share on other sites More sharing options...
FairWarning Posted June 27, 2016 Report Share Posted June 27, 2016 Why would they want that liability when there is no benefit to them to do so?He is picking up their customer - but I see your point. Insurance companies have you by the shorthairs. Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 The thing is this: if an insurance company is faced with paying a large claim they are going to investigate, and they know how to investigate - they are well staffed. They will figure out if you were using the car to drive for uber. Insurance companies are in the business of NOT paying out on claims. They only pay when they absolutely must and for as little as possible. The customer is looking for a way to defraud the insurer and the insurer is looking for a way to avoid paying the claim. Who is tougher to beat? Quote Link to comment Share on other sites More sharing options...
Gabe Posted June 27, 2016 Report Share Posted June 27, 2016 Brock drives uber? Quote Link to comment Share on other sites More sharing options...
plommer Posted June 27, 2016 Report Share Posted June 27, 2016 Brock drives uber?Only in between meals. Quote Link to comment Share on other sites More sharing options...
spankie Posted June 27, 2016 Report Share Posted June 27, 2016 Brock drives uber? Yeah no one else would hire him. Quote Link to comment Share on other sites More sharing options...
rito Posted June 27, 2016 Report Share Posted June 27, 2016 See you are clueless And the Non heterosexual person here keep deleting pertinent posts ONCE you start a trip, with passengers, UBER's Insurance covers everyone. Once you drop them off, your insurance covers you as usual Except it doesn't. Call your insurance agent tomorrow and tell him you drive for uber. They will not cover you when the app is on and you are waiting for a fare. Quote Link to comment Share on other sites More sharing options...
rito Posted June 28, 2016 Report Share Posted June 28, 2016 pal, you are wrong. AND, i know no one that tells their insurance they drive for uber, as 1)Its not necessary and 2)There's no reason to do it Obviously committing insurance fraud doesn't bother you at all. Quote Link to comment Share on other sites More sharing options...
spankie Posted June 28, 2016 Report Share Posted June 28, 2016 The ride hailing companies insist that, given their supplementary coverage, a personal car insurance policy provides a sufficient level of coverage. Most car insurance companies – and some state and local regulators – disagree. Personal car insurance typically excludes coverage for any business use of your vehicle, and you risk having your insurance dropped or a claim denied if the insurer finds out you’re hiring out your car. Quote Link to comment Share on other sites More sharing options...
spankie Posted June 28, 2016 Report Share Posted June 28, 2016 Consider this insurance horror story: Someone pulls up an app on their phone, types in the address of where they need to go, and orders your car. You turn around and drive to pick them up. While you’re driving, you look over to your phone to make sure you’re still heading in the right direction. While you’re looking the other way, you hit a car. It’s not a big accident (luckily), but it’s bad enough that the other driver calls the police (and you have to cancel your pick-up). The police get there, they take down all of your info, including the fact that you were driving for a company called “Uber.” You submit your claim to your auto insurance company and go about your life. A few days later, your insurance company calls you. Unfortunately, your claim has been denied because you were performing a business activity. You’re now on the hook not only for your own car repairs, but the other driver’s, too. Oh, and by the way: your car insurance policy has been canceled. You contact Uber to see if their insurance policy is going to cover the damages. Nope, says the woman on the other end of the phone. Since you didn’t have a passenger in the car, they’re not liable. Consider yourself lucky you didn’t hurt anyone. Quote Link to comment Share on other sites More sharing options...
spankie Posted June 28, 2016 Report Share Posted June 28, 2016 Does Uber provide Health Insurance and a 401k? Quote Link to comment Share on other sites More sharing options...
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