On average - what is a FULL-TIME Uber Drivers annual net Income?

[FairWarning]

Do you drive your car 100,000 miles a year to and from work?

 

No insurance company will insure you if you drive for uber. Uber tells you to lie to your insurance company about it. Good luck if you get in an accident.

Of course they will insure someone who drives a lot. How do independent truckers get insured? Of course it's at a higher rate, and you must declare it. The lease deal with miles, I agree with you on.

[sleepy]

Do you drive your car 100,000 miles a year to and from work?

 

No insurance company will insure you if you drive for uber. Uber tells you to lie to your insurance company about it. Good luck if you get in an accident.

 

guy is paying at least 2k a year in insurance alone with that awful driving record. good thing for him his live wagers are winning.

[Balco]

Good luck getting a lease with unlimited miles.

You turn it in before you reach max miles.

[FairWarning]

FW, there is no need to say ANYTHING to your insurance

 

On Rides with passengers, their James River full coverage covers everyone, after that, its business as usual with your car

Since Uber is covering it, then no. I know in Michigan, rates are partially determined by the miles driven to work. We have the highest insurance in the nation.

[plommer]

You turn it in before you reach max miles.

And pay a penalty just like the penalty for exceeding allowable mileage

[KingRevolver]

And the Non heterosexual person here keep deleting pertinent posts

Quit crying like a bitch all the time. Be a fuckin' man for once in your SHORT life.

 

The posts in this thread can stay since you're the Taxi driving expert.

[sleepy]

Not even close you know it all fuck

 

Drivers with a credit of 620 or lower may find themselves up against unusually high auto insurance coverage rates. For auto insurers, the 620 mark represents a cutoff point that indicates drivers have a number of non-payments or late payments on their credit record. In effect, these entries give insurers an idea of how financially responsible a driver is.

 

plus you drive massive miles, have full coverage and a shitty driving record

 

probably closer to 3k per year

[plommer]

FW, there is no need to say ANYTHING to your insurance

 

On Rides with passengers, their James River full coverage covers everyone, after that, its business as usual with your car

"Consider this insurance horror story:

 

Someone pulls up an app on their phone, types in the address of where they need to go, and orders your car. You turn around and drive to pick them up.

 

While you’re driving, you look over to your phone to make sure you’re still heading in the right direction. While you’re looking the other way, you hit a car. It’s not a big accident (luckily), but it’s bad enough that the other driver calls the police (and you have to cancel your pick-up).

 

The police get there, they take down all of your info, including the fact that you were driving for a company called “Uber.” You submit your claim to your auto insurance company and go about your life.

 

A few days later, your insurance company calls you. Unfortunately, your claim has been denied because you were performing a business activity. You’re now on the hook not only for your own car repairs, but the other driver’s, too. Oh, and by the way: your car insurance policy has been canceled.

 

You contact Uber to see if their insurance policy is going to cover the damages. Nope, says the woman on the other end of the phone. Since you didn’t have a passenger in the car, they’re not liable. Consider yourself lucky you didn’t hurt anyone."

[Cop]

So to and from picking a passenger up..,...uber doesn't insure or pay you?

[plommer]

WTF?

 

I said ONCE you have a passenger...not prior to or after.

 

That "story" is invalid

I know what you said and was merely pointing out that there are scenarios where you have no protection or insurance as an uber driver.

[plommer]

So to and from picking a passenger up..,...uber doesn't insure or pay you?

They definitely don't insure their drivers when there are no passengers in the vehicle.

[FairWarning]

So to and from picking a passenger up..,...uber doesn't insure or pay you?

It seems like they should insure the driver if they are on the way to picking up a passenger.

[plommer]

No, thats not true

 

Any time you do not have a passenger, you are covered as you normally are.  End of story

I would bet that your insurance company will not agree with your statement - if they know the truth.

[plommer]

It seems like they should insure the driver if they are on the way to picking up a passenger.

Why would they want that liability when there is no benefit to them to do so?

[sleepy]

So to and from picking a passenger up..,...uber doesn't insure or pay you?

 

what a shitty job

 

i would rather clean shitters

[FairWarning]

Why would they want that liability when there is no benefit to them to do so?

He is picking up their customer - but I see your point. Insurance companies have you by the shorthairs.

[plommer]

The thing is this: if an insurance company is faced with paying a large claim they are going to investigate, and they know how to investigate - they are well staffed.

 

They will figure out if you were using the car to drive for uber. Insurance companies are in the business of NOT paying out on claims.

 

They only pay when they absolutely must and for as little as possible. 

 

The customer is looking for a way to defraud the insurer and the insurer is looking for a way to avoid paying the claim.

 

Who is tougher to beat?

[Gabe]

Brock drives uber?

[plommer]

Brock drives uber?

Only in between meals.

[spankie]

Brock drives uber?

 

Yeah no one else would hire him. 

[rito]

See you are clueless

 

And the Non heterosexual person here keep deleting pertinent posts

 

ONCE you start a trip, with passengers, UBER's Insurance covers everyone.

 

Once you drop them off, your insurance covers you as usual

 

Except it doesn't.  Call your insurance agent tomorrow and tell him you drive for uber.   They will not cover you when the app is on and you are waiting for a fare.

[rito]

pal, you are wrong.

 

AND, i know no one that tells their insurance they drive for uber, as 1)Its not necessary and 2)There's no reason to do it

 

Obviously committing insurance fraud doesn't bother you at all.

[spankie]

The ride hailing companies insist that, given their supplementary coverage, a personal car insurance policy provides a sufficient level of coverage. Most car insurance companies – and some state and local regulators – disagree. Personal car insurance typically excludes coverage for any business use of your vehicle, and you risk having your insurance dropped or a claim denied if the insurer finds out you’re hiring out your car. 

[spankie]

Consider this insurance horror story:

 

Someone pulls up an app on their phone, types in the address of where they need to go, and orders your car. You turn around and drive to pick them up. While you’re driving, you look over to your phone to make sure you’re still heading in the right direction. While you’re looking the other way, you hit a car. It’s not a big accident (luckily), but it’s bad enough that the other driver calls the police (and you have to cancel your pick-up).

 

The police get there, they take down all of your info, including the fact that you were driving for a company called “Uber.” You submit your claim to your auto insurance company and go about your life. A few days later, your insurance company calls you. Unfortunately, your claim has been denied because you were performing a business activity. You’re now on the hook not only for your own car repairs, but the other driver’s, too.

 

Oh, and by the way: your car insurance policy has been canceled. You contact Uber to see if their insurance policy is going to cover the damages. Nope, says the woman on the other end of the phone. Since you didn’t have a passenger in the car, they’re not liable. Consider yourself lucky you didn’t hurt anyone.

[spankie]

Does Uber provide Health Insurance and a 401k?